Mezzanine finance for Altrincham developers
Second-charge development funding to 90 to 95 percent of cost, priced against Altrincham's own evidence: 2,343 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
The Altrincham market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Altrincham deal starts with the local evidence. Over the last 12 months the town recorded 2,343 sales at a median of £368,000, up 2.2 percent year on year.
What Altrincham stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £692,500 |
| Semi-detached | £400,000 |
| Terraced | £328,500 |
| Flats | £191,200 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Live planning activity at Trafford Council
Over the last 3 months our monitors logged 3 relevant applications, 0 approved and 3 awaiting decision. Together the live residential applications propose 28 units with an estimated end value of £5.4m.
Schemes moving through planning now
| Proposal | Units | Status |
|---|---|---|
| Demolition of existing buildings and erection of an apartment block comprising 26 dwellings (Class C3), with communal amenity space, car parking and landscaping. | 26 | Awaiting decision |
| Application for Certificate of Proposed Lawful Use for conversion of 2 flats to 1 no. dwellinghouse. | 2 | Awaiting decision |
Sourced from Trafford Council public register. If one of these is your scheme, we already know the context.
Gap funding for Altrincham schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Altrincham scheme with the leverage calculator, or see the wider county picture on our Greater Manchester page and the national view in the UK development pipeline tracker.
Indicative terms in Altrincham
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
Mezzanine in Altrincham, answered
Do you fund developments in Altrincham?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Altrincham and across Greater Manchester, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Altrincham market look like right now?
Over the last 12 months Altrincham recorded 2,343 sales at a median of £368,000, up 2.2 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
How quickly can a Altrincham scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
More Greater Manchester markets
Stockport
445 pipeline units, £134m est. GDV
View Stockport → Greater ManchesterAshton Under Lyne
15 pipeline units, £2.8m est. GDV
View Ashton Under Lyne → Greater ManchesterBury
9 pipeline units, £2.1m est. GDV
View Bury → Greater ManchesterWigan
9 pipeline units, £1.6m est. GDV
View Wigan → Greater ManchesterOldham
2 pipeline units, £400k est. GDV
View Oldham →Building in Altrincham?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Altrincham evidence on this page.