£145k
Median sold price, 12m
Cumbria · North West England
Mezzanine finance for Barrow In Furness developers
Second-charge development funding to 90 to 95 percent of cost, priced against Barrow In Furness's own evidence: 813 recorded sales in the last 12 months. We lend from our own book and arrange whole of market where that serves you better.
813
Sales recorded, 12m
+1.4%
Price change, year on year
+124.1%
New build premium
The Barrow In Furness market, in numbers we underwrite from
A mezzanine loan is a view on whether a scheme will sell at the price its appraisal claims, so every Barrow In Furness deal starts with the local evidence. Over the last 12 months the town recorded 813 sales at a median of £145,000, up 1.4 percent year on year. New build stock commands a premium of about 124.1 percent over existing homes on 3 new build completions, which matters directly to how we read a developer's sales assumptions.
What Barrow In Furness stock actually sells for
| Property type | Median sold price, 12m |
|---|---|
| Detached | £322,500 |
| Semi-detached | £215,000 |
| Terraced | £115,000 |
| Flats | £69,975 |
HM Land Registry price paid data, trailing 12 months, refreshed 5 July 2026.
Gap funding for Barrow In Furness schemes
The structure is the same one we write everywhere: your senior lender keeps first charge and funds the majority of cost, our mezzanine finance takes a second charge over the next slice, and your equity requirement falls, typically from around 35 percent of cost to 5 or 10. Terms run 6 to 36 months, pricing is indicatively from 12 percent a year, and a complete enquiry gets a term sheet inside 48 hours. Model a Barrow In Furness scheme with the leverage calculator, or see the wider county picture on our Cumbria page and the national view in the UK development pipeline tracker.
Indicative terms in Barrow In Furness
- Loan size£250k to £5m
- Combined leverageUp to 90 to 95% LTC
- Term6 to 36 months
- PricingFrom 12% a year
- SecuritySecond charge plus PGs
- DecisionTerm sheet in 48 hours
Indicative only; every loan is priced case by case.
FAQ
Mezzanine in Barrow In Furness, answered
Do you fund developments in Barrow In Furness?
Yes. We lend second-charge mezzanine on residential and mixed-use schemes in Barrow In Furness and across Cumbria, typically taking combined leverage to 85 to 95 percent of cost alongside a senior facility. Where a case suits another funder better, we arrange it whole of market.
What does the Barrow In Furness market look like right now?
Over the last 12 months Barrow In Furness recorded 813 sales at a median of £145,000, up 1.4 percent year on year. The figures on this page refresh as the underlying Land Registry and planning data updates.
Does new build stock sell at a premium in Barrow In Furness?
On the last 12 months of Land Registry data, the 3 new build sales in Barrow In Furness priced about 124.1 percent above comparable existing stock. That premium is one of the first numbers we check when we underwrite a Barrow In Furness appraisal.
How quickly can a Barrow In Furness scheme get terms?
A complete enquiry gets a considered credit view and term sheet inside 48 hours, and typical enquiry to drawdown is 4 to 6 weeks, run in parallel with your senior lender.
Nearby
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Building in Barrow In Furness?
Share the scheme and get a term sheet in 48 hours, underwritten with the same Barrow In Furness evidence on this page.